General Documentation – Krishna Finances

At Krishna Finances, we aim to make the loan process simple, transparent, and quick. To ensure smooth processing of your loan application, we require a set of basic documents. These documents help us verify your identity, financial stability, and the purpose of the loan.

Below is a general list of documentation required across various types of loans offered by Krishna Finances:

1. KYC Documents (For All Applicants)

PAN Card (mandatory)

Aadhaar Card

Passport / Voter ID / Driving License (as valid address & identity 

proof)Recent passport-size photographs

2. Income Proof (Based on Applicant Type)

For Salaried Individuals:

Latest 3–6 months’ salary slips

Form 16 / Income Tax Returns (last 2 years)

Bank statements (last 6 months)

For Self-Employed Professionals/Business Owners:

Income Tax Returns (last 2–3 years)

Audited Financial Statements (P&L, Balance Sheet)

GST returns (if applicable)

Bank statements (last 6–12 months)

3. Business Proof (If Applicable)

Business Registration Certificate / Trade License

GST Registration Certificate

Shop & Establishment Certificate

Partnership Deed / MOA & AOA (for firms or companies)

4. Property Documents (For Secured Loans)

Title deed / Sale deed / Lease deed

Approved building plan

Latest property tax receipt

Encumbrance Certificate

NOC from builder/society (if applicable)

5. Loan-Specific Documents

For Home Loan / Property Loan:

Allotment letter / Agreement to sell

Payment receipts to builder

Possession certificate (if available)

For Doctor’s Loan:

Medical registration certificateEducational degree certificates (MBBS, BDS, etc.)

For Agriculture Loan:

Land ownership proof (7/12 extract, RTC)

Crop plan or estimation

Lease agreement (for tenant farmers)

For Business / Project Loan:

Detailed Project Report (DPR)

Equipment quotations

Business expansion plan