Wel Come To Krishna Finances
It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using 'Content here, content here'.
BUSINESS LOAN
HOME LOAN
DOCTOR'S LOAN
FAQs
1.Can I take several business loan? loans at the same time? Your Credit Score is Good: Lenders check your credit score to assess your repayment behavior. A strong score increases approval chances. You Have a Stable Income: Your income should be sufficient to cover all existing EMIs plus the new one. Your Debt-to-Income (DTI) Ratio is Low: Most lenders prefer a DTI ratio below 40–50%. If you’re already using a large portion of your income for EMIs, new loans may be denied. Risks & Limitations Loan Rejection: Multiple loans may reduce your creditworthiness. Higher Interest Rates: Lenders may charge more if they see you as a high-risk,Smart Alternatives Top-Up Loan: If you already have a loan, ask for a top-up instead of taking a new one. Debt Consolidation: Merge existing loans into one with a lower EMI.2.How much loan can I borrow? Key Factors That Affect Loan Eligibility 🧾 Monthly Income Salaried individuals can typically borrow up to 20–25 times their monthly income. Example: ₹40,000/month salary → eligible loan amount ≈ ₹8–10 lakhs.3.What is the process to get a krishna finances home loan? Check Eligibility & Loan Details You can borrow up to 80% of the property's current market value; minimum loan amount starts at ₹3 lakh, with repayment tenure up to 20 years reddit.com +14 krishnafinance.org +14 shreekrishnafinance.com +14 . Interest rates are around 5% per annum (fixed diminishing balance) .
Documents Required & Eligibility Criteria
1.Documents Required and Eligibility Criteria to apply for a home loan from Krishna Finances (or similar private finance institutions in India) 2. Eligibility Criteria To qualify for a home loan, you must meet the following: Criteria Details Age 21 to 65 years Employment Type Salaried or self-employed (business owners, professionals) Income Minimum stable monthly income (varies by city; typically ₹20,000–₹30,000) Credit Score 650+ preferred (700+ ideal) Co-Applicant (Optional) Improves eligibility if primary income is low Property Eligibility Must be legally clear with approved building plan and title documents.For Salaried Individuals Identity Proof: Aadhaar, PAN Card, Passport, Voter ID, or Driving License Address Proof: Utility Bill, Rent Agreement, Passport, Aadhaar Income Proof: Last 3 months’ salary slips Form 16 or ITR (1–2 years) 6 months’ bank statements Employment Proof: Offer letter, employee ID card, or employment certificate. For Self-Employed / Business Owners Identity & Address Proof: Same as above Business Proof: GST registration, business license, company PAN Financials: Last 2–3 years’ ITRs with computation Audited balance sheet & profit-loss statement Bank statements (6–12 months).
Business Loan Application Process
1. Online Application Just fill in the required details in our online business loan application form.2 Document Submission Upload the required documents on our website.3 Verification Wait for the verification of your business loan application and submitted documents.4 Loan Approval After successful verification of the documents, we will approve your business loan application.5 Disbursal Receive your business loan amount in your bank account.
Built on trust. Growing with you.
it's the foundation of everything we do. From our first consultation to the last EMI, we stand by your side with clarity, honesty, and commitment. Whether you're buying your first home, funding a dream, or expanding your business, we offer financial solutions designed to move with you — and grow with you. With a legacy of transparency and a focus on long-term relationships, we're not just financing goals — we're building futures.
Property Loan
Call Us: 9457728944
project Loan
Lorem Ipsum has been the industry's standard dummy text ever since. Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since.
Agriculture Loan
Lorem Ipsum has been the industry's standard dummy text ever since. Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since.
“Quick approvals, transparent terms, and great customer support. I’ve taken two loans with them and each time the experience was excellent.”
Amit
“I was unsure about my eligibility, but Krishna Finances guided me step-by-step and helped improve my credit score too. Truly a customer-first company!”
Priya Mehta
“They offered me better interest rates than my bank. The disbursal was fast, and they handled all the documentation smoothly.”
Neha Kulkarni
Even with my average credit score, they guided me on how to qualify. I got my business loan loan within 3 days. Amazing service and great people!”
